COUNTRY FINANCIAL PROOF FACT SHEET

Counselor Reference | Master Country Sheet

BASIC INFORMATION

Country: ________________
Visa Type: ☐ Student ☐ Student + Dependents ☐ Exchange
Academic Level: ☐ Bachelor ☐ Master ☐ PhD ☐ Diploma
Applicable Intake(s): ___________
Figures Applicable For (Year): _________
Last Updated: ______________
Source / Embassy Reference: ________
Next Review Due: _______________

1. MINIMUM FUNDS REQUIRED (OFFICIAL REQUIREMENT)

Total Minimum Amount to be Shown: _______
Currency: ________

Official Financial Breakdown

Component	Amount	Remarks
Tuition (1st year / full program)
Living expenses		per month / per year
Health insurance
Travel / medical / miscellaneous
TOTAL FUNDS REQUIRED

Holding / Maintenance Requirement

Required holding period: __ consecutive days / months
Continuous balance required? ☐ Yes ☐ No
Average balance acceptable? ☐ Yes ☐ No

2. ACCEPTED FUNDING SOURCES

Tick all funding sources officially accepted:

☐ Student personal savings
☐ Parent / family savings
☐ Fixed / term deposits
☐ Education / student loan (sanction + disbursement proof)
☐ Sponsor income + bank balance
☐ Sponsor property / asset valuation
☐ Scholarship / grant (official letter)
☐ Blocked account / GIC / Sperrkonto
☐ Government / official sponsorship
☐ Other (specify): ____________

3. DOCUMENT REQUIREMENTS BY FUND SOURCE

Bank statements required for last: __ months
Bank seal / signature required? ☐ Yes ☐ No
Detailed transaction history required? ☐ Yes ☐ No
Explanation required for large or recent deposits? ☐ Yes ☐ No
Additional notes: _____________

B. Fixed / Term Deposits

☐ Deposit certificate / receipt
☐ Encashment / withdrawal terms
☐ Maturity timeline
☐ Bank-issued confirmation letter
Additional notes: _____________

C. Education Loan

☐ Loan sanction letter
☐ Disbursement schedule
☐ Repayment terms
☐ Recognized bank / institution only? ☐ Yes ☐ No
Additional notes: _____________

Sponsor bank statements required for: __ months
Income proof:
- ☐ Salary slips
- ☐ Tax returns / ITR
- ☐ Business registration / income proof
Sponsor affidavit / support declaration
Relationship proof:
- ☐ Birth certificate
- ☐ Passport
- ☐ Family registration
Additional notes: _____________

E. Property / Assets (If Accepted)

☐ Valuation report
☐ Ownership documents
☐ Proof of income generation (if applicable)
Additional notes: _____________

F. Scholarship / Grant

☐ Official award letter
☐ Amount and duration clearly stated
☐ Terms and conditions mentioned
Additional notes: _____________

G. Blocked Account / GIC

☐ Account / GIC confirmation certificate
☐ Monthly release amount clearly stated
Additional notes: _____________

4. FUNDS OWNERSHIP, ACCESSIBILITY & KEY RULES

Funds must be:
- ☐ Fully liquid
- ☐ Locked but officially acceptable
- ☐ Redeemable with penalty
Business / company accounts accepted? ☐ Yes ☐ No
Overdraft or credit line accepted? ☐ Yes ☐ No
Credit card balance accepted as proof? ☐ Yes ☐ No
Relationship proof mandatory for sponsors? ☐ Yes ☐ No
Genuineness / source verification conducted? ☐ Yes ☐ No
Common extra proofs required: _________________

5. FUND HISTORY & SEASONING REQUIREMENTS

Minimum fund holding / seasoning period: __ months
Recent large deposits allowed? ☐ Yes ☐ No
If yes, explanation required? ☐ Yes ☐ No

Acceptable deposit sources:

☐ Salary income
☐ Business income
☐ Asset sale proceeds
☐ Loan disbursement

High-risk or discouraged deposits:

☐ Cash deposits
☐ Last-minute transfers
☐ Circular fund movement

6. INCOME ADEQUACY TEST (IMPORTANT)

Minimum sponsor annual income required (if any): ____
Income must cover:
- ☐ Living expenses only
- ☐ Living expenses + tuition
Self-employed sponsors accepted? ☐ Yes ☐ No
Proof of income continuity required? ☐ Yes ☐ No

Permitted sponsors:
- ☐ Parents
- ☐ Spouse
- ☐ Blood relatives
- ☐ Non-relatives
Maximum number of sponsors allowed: __
Multiple sponsors allowed? ☐ Yes ☐ No
Overseas sponsor accepted? ☐ Yes ☐ No

8. DEPENDENTS (IF APPLICABLE)

Additional funds required per dependent: ______
Spouse work rights considered in fund calculation? ☐ Yes ☐ No
Child education / schooling cost included? ☐ Yes ☐ No

9. VISA & APPLICATION FINANCIAL COSTS

Visa application fee (approx): _________
Biometric / service charges (if any): _________
Additional mandatory deposits (if any): _______

10. MOST COMMON FINANCIAL REFUSAL REASONS (COUNTRY-SPECIFIC)

COUNSELOR FINANCIAL DECISION SUMMARY

Student meets minimum financial requirement?
☐ Yes ☐ Conditional ☐ No
Key financial risks identified: __________________
Recommended action: ☐ Proceed
☐ Improve / restructure funds
☐ Change country
☐ Defer intake

COUNSELOR QUICK-REFERENCE NOTES (CONFIDENTIAL)

Perfect—this is a very strong financial master sheet, so for academics we’ll mirror the same philosophy:

Country-level master reference
Counselor decision-support
Profile-matching friendly
Print-friendly + future digital use

Below is a parallel “COUNTRY ACADEMIC REQUIREMENTS FACT SHEET”, organized cleanly and logically, not just as a list of documents but as an evaluation framework.

COUNTRY ACADEMIC REQUIREMENTS FACT SHEET

1. MINIMUM ACADEMIC ELIGIBILITY (OFFICIAL BASELINE)

Entry Qualification Requirement

Level Applied	Required Prior Qualification	Notes
Bachelor
Master
PhD

Minimum Academic Performance

Qualification	Minimum GPA / %	Conversion Rule (if any)
High School / +2
Bachelor
Master

Percentage to GPA conversion required? ☐ Yes ☐ No
Country-specific grading scale applied? ☐ Yes ☐ No
Academic backlogs considered? ☐ Yes ☐ No
- Max backlogs allowed (if any): ___

3. GAP ACCEPTABILITY RULES

Academic gap allowed? ☐ Yes ☐ No
Maximum acceptable gap duration: __ years

Acceptable Gap Justifications

☐ Work experience
☐ Further studies
☐ Exam reattempts
☐ Business / self-employment
☐ Medical reasons
☐ Family responsibilities
☐ Other: ____________
Gap explanation letter required? ☐ Yes ☐ No
Supporting documents mandatory? ☐ Yes ☐ No

4. WORK EXPERIENCE (IF APPLICABLE)

Work experience required? ☐ Yes ☐ No
Minimum duration required: __ months / years

Accepted Work Types

☐ Full-time
☐ Part-time
☐ Internship
☐ Research assistantship
☐ Professional training

Documentation Required

☐ Experience letter(s)
☐ Appointment / contract letter
☐ Salary slips
☐ Tax / social security proof
☐ Company registration (if self-employed)

Notes:

5. LANGUAGE PROFICIENCY REQUIREMENTS

Accepted Tests

☐ IELTS
☐ TOEFL
☐ PTE
☐ Duolingo
☐ Medium of Instruction (MOI)
☐ Other: ____________

Minimum Score Requirements

Test	Overall	Section-wise Requirement

MOI accepted in place of test? ☐ Yes ☐ No
Validity period (years): ___
Conditional admission allowed? ☐ Yes ☐ No

6. DOCUMENT REQUIREMENTS (ACADEMIC)

Mandatory Documents

☐ Academic transcripts
☐ Degree / provisional certificates
☐ Mark sheets (semester-wise)
☐ School leaving certificate
☐ Character / conduct certificate

Additional Academic Documents

☐ Syllabus / course description
☐ Credit transfer request
☐ Academic CV
☐ Research proposal (for PhD)
☐ Supervisor confirmation (for PhD)
Documents need notarization? ☐ Yes ☐ No
Documents need translation? ☐ Yes ☐ No
Apostille / attestation required? ☐ Yes ☐ No

7. STATEMENT OF PURPOSE (SOP) / MOTIVATION LETTER

SOP required? ☐ Yes ☐ No
Word limit: __________
Country-specific focus required? ☐ Yes ☐ No

Key Evaluation Areas

☐ Academic progression logic
☐ Course relevance to background
☐ Career alignment
☐ Country justification
☐ Return intent / future plan

8. LETTERS OF RECOMMENDATION (LOR)

LOR required? ☐ Yes ☐ No
Number of LORs required: ___

Accepted Referees

☐ Academic
☐ Employer
☐ Research supervisor
Institutional email mandatory? ☐ Yes ☐ No
Online submission system used? ☐ Yes ☐ No

9. COUNTRY-SPECIFIC ACADEMIC RULES

Age limit considerations? ☐ Yes ☐ No
Distance / open education accepted? ☐ Yes ☐ No
Online degrees accepted? ☐ Yes ☐ No
Credit transfer allowed? ☐ Yes ☐ No
Ranking / accreditation restrictions? ☐ Yes ☐ No